Home and Auto Insurance
Your Life, Fully Protected.

From the road to the roof, we secure what matters most to you.

At MD Financial Solutions, we do not just sell policies; we build a custom shield around your lifestyle. Whether you are cruising the coast, hosting a short-term rental, or protecting your first home, we got you covered.

Home & Property Solutions

Your home is your sanctuary and your biggest investment. We offer specialized expertise that most agencies cannot match.

  • Homeowners Insurance: Comprehensive protection for your dwelling, belongings, and liability.
  • Flood Insurance: We provide essential flood coverage to protect you from rising waters.
  • Landlord Insurance: Protecting your investment property and your rental income.
  • Short-Term Rental Insurance: Specialized coverage for Airbnb and VRBO hosts that standard homeowners policies often exclude.
  • Renters Insurance: High-value protection for your personal property and liability at a price that fits any budget.
  • Earthquake Insurance: It’s rare, but it happens—we offer peace of mind for catastrophic earth movement.

Did you know? Most standard home policies EXCLUDE business activities like Airbnb. Ask us about a Home-Share endorsement today!

On the Road & Off the Path

Whether it is your daily commute or a weekend escape, we keep you moving safely.

  • Personal Auto: Competitive rates with the "Gap-Check" audit to ensure you are not underinsured.
  • Motorcycle & RV: Dedicated policies for the adventurers—covering your gear, your bike, and your home-on-wheels.
  • Boat & Watercraft: We protect your boat, trailer, and specialized fishing or navigation equipment.

Did you know? Most standard auto policies EXCLUDE business activities like Uber. Ask us about a Ride-Share endorsement today!

Specialized Protection

The world is changing, and your insurance needs to keep up. We offer modern endorsements for the "Side-Hustle" economy and extra layer of liability for those in need:

  • Ride-Share Endorsement: If you drive for Uber or Lyft, your personal auto policy might leave you exposed. We add the specific protection you need while the app is on.
  • Home-Share Endorsement: Safeguard your home when you have guests staying through sharing platforms.
  • Umbrella Insurance: The ultimate safety net. An Umbrella policy provides an extra layer of liability protection ($1M–$5M+) that kicks in when your auto or home limits are exhausted. It is the best way to protect your future earnings and assets.
The MD Financial "Personal Touch"

1. The Bundle Advantage
When you combine your Home, Auto, and Umbrella policies with us, you don't just simplify your life—you unlock significant multi-policy discounts.

2. Claims Advocacy
If an accident happens, you will not speak to a robot. You call us. We act as your advocate to ensure your claim is handled fairly and quickly.

3. Annual Reviews
Life changes—you buy a boat, you start a rental, you get married. We offer annual "Protection Checkups" to ensure your coverage evolves with you.

The MD Financial "Personal Touch"

Stop guessing and start protecting. Get a quote in minutes from a team that knows what you need.