Navigating health insurance should never feel overwhelming. At MD Financial Solutions, we help you find affordable health, dental, vision, Medicare, and disability coverage tailored to your life stage. Whether you are securing day-to-day healthcare or safeguarding your future earnings against an unexpected injury, we guide you every step of the way, helping you make informed decisions with confidence.
Your health is your greatest wealth. We help you compare and select comprehensive medical plans that protect you and your loved ones from catastrophic medical expenses while covering routine doctor visits, preventative care, and prescription drugs.
Bridging a gap between jobs or waiting for open enrollment? Supplemental plans provide cost-effective temporary coverage or cash benefits to offset deductibles during unexpected hospitalizations, critical illnesses, or accidents.
Because total wellness extends far beyond a standard doctor's visit.
Standard health plans often leave major gaps when it comes to routine specialty care. We offer standalone or bundled plans to keep your eyes, teeth, and hearing fully protected.
- Dental Insurance: Coverage for preventative cleanings, basic fillings, and major services like crowns, bridges, and root canals.
- Vision Insurance: Comprehensive coverage for annual eye exams, frames, lenses, contacts, and discounts on laser vision correction.
- Hearing Protection: Specialized options covering hearing evaluations and modern hearing aid technology.
Your ability to earn an income is your most valuable financial asset. Protect it.
An unexpected illness or serious injury can instantly disrupt your financial security. While health insurance covers doctor bills, Long-Term Disability Insurance steps in to replace a significant portion of your paycheck when you are unable to work for an extended period.
- Paycheck Replacement: Replaces up to 50%–70% of your gross monthly income tax-free when you cannot perform your job duties due to illness, surgery, or injury.
- Extended Benefit Periods: Provides continuous financial payout for 2 years, 5 years, 10 years, or up to retirement age (65+), depending on your policy.
- Custom Elimination Periods: Tailored waiting periods (e.g., 30, 60, 90, or 180 days) to coordinate seamlessly with your savings or short-term coverage.
- "Own-Occupation" Protection: Specialized coverage options that pay benefits if you cannot perform your specific professional trade, even if you could work in a different field.
💼Pro-Tip: Over 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67. Standard health insurance pays the hospital, but Long-Term Disability pays your mortgage, groceries, and utilities.
- Unbiased Guidance: We work with a wide array of trusted carriers, ensuring our recommendations are focused purely on your needs, not a single company's quota.
- No-Cost Consultation: Our health and Medicare consultation services come at no added cost to you—our goal is simply to find you the best fit.
- Ongoing Advocacy: Have questions about a bill or need help updating your coverage? You call our local office directly, not a distant call center.
Ready to explore your health, dental, or vision options?
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MD Financial Solutions is an independent insurance agency licensed in the State of Florida (FL Agency License #L111937).
- NON-GOVERNMENT AFFILIATION: MD Financial Solutions is a privately owned entity and is not endorsed by, operated by, or affiliated with the State of Florida or the Federal Government.
- ACA / MARKETPLACE NOTICE: This website does not display all ACA-compliant plans available in your service area. For a full list of official options, please visit HealthCare.gov or call 1-800-318-2596.
- BINDING COVERAGE NOTICE: Submitting an inquiry or quote request on this website does not automatically bind or alter coverage. Policies are subject to carrier underwriting, verification, and written confirmation by a licensed Florida agent.